Ahirjoy's Blog

Below is the list of few suggested stock investment portfolios for long term. This is just replica of the recommendations from different publications and not suggestion for investment. Please do your due diligence or contact advisor before investing, Dalal Street Investment Journal (Nov'19) Biocon Alembic Pharmaceuticals Jiya Eco-Products Heidelberg Cement Polycab India PSP Projects V-Guard Industries Wealth Insight (Nov'19) Havells Gruh Finance HDFC Marico HDFC Bank Titan Company City Union Bank Axis Bank Dhanuka Agritech ET Wealth (4th Nov'19) Cummins India TVS Motor Company Larsen & Toubro Coromandel International KNR Constructions ITC Sundram Fasteners

Based on my experience in F&O trading here is a small write-up prepared for beginners in F&O trading, hope beginner F&O traders find this useful. Never go for naked options, it is the riskiest strategy. Even if you are almost certain about movement based on some news/events, you can never predict market. Always have a strategy in place and follow a strict profit target or Stop Loss for exit. I prefer spread based strategies – Bull Put Spread, Bear Call Spread, Bull Call Spread, Bear put Spread, The Iron Corridor etc which will help you to estimate potential risk-reward ratio even before you start! Never use your entire capital in one single trade, you may lose everything. Many small profits are always safer and achievable than one-time wonders which can cost you heavily if market moves other way. Read a lot, learn as much as possible. I will recommend the following books/courses for the beginners, i.   E-Book/Kindle - Options Trading Strategy Guide by Roji Abrah

Now most of the new investors in the market looking for good return over long run are not afraid to invest in equities, specially through Mutual Fund route. However most of these mutual fund investments are through third party brokerage houses of banks like ICICI, KOTAK, HDFC etc. When investors are investing in mutual funds through these route basically they are investing in “Regular Plans” of the fund houses. These Regular Plans attract extra charges due to various reasons like Distributor/agent commission etc.. Unknowingly retail investors are paying these charges which is making dent in their investments over long run. For e.g. expense ratio for Franklin India Prima Fund - Regular is 2.08% but the expense ratio is only 0.90% for the direct variation. The difference may be even more for other funds, you can try out with your own funds. Few years back after SEBI’s instruction, all mutual fund houses had to launch “Direct Plans” for each of their funds. These direct